If the claim is large or complicated, or if you can't negotiate a settlement with the insurance company, you can consider hiring a public appraiser (or a private lawyer with experience handling insurance claims). If an insurance loss has occurred in the past year, it may still be a good time to consult a public appraiser. Whether it's a personal or commercial property claim, a North Carolina public appraiser will inspect the claim for free. Then, they'll decide on the best course of action after your free consultation.
Some states have strict rules that govern how public appraisers work. They have rate limits that prevent public appraisers from overcharging, for example. Other states have surprisingly lax requirements. Some states don't allow public insurance adjusters at all.
Using the information below, you can verify a license and ensure that the public appraiser you hire is operating legally. Most states have created the position of public appraiser, that is, a licensed insurance adjuster who represents you, to the public. AAA public appraisers have been defending policyholders against their insurance companies for more than 25 years and can properly present the claim to their insurance company. Your North Carolina public appraiser will work to accurately assess your loss and present the best possible case to your insurance company.
With more than twenty years of experience, AAA Public Adjusters can help you turn your denial into funds that you can use for repairs. Depending on the area of the country in which you are located, some public appraisers will handle different types or amounts of claims. A North Carolina public appraiser fights for maximum settlements to ensure that the homeowner has sufficient funds to complete their repairs. AAA Public Adjusters of North Carolina works on your behalf to obtain an estimate of the loss that accurately includes every element of your claim.
This means that states are solely responsible for how public appraisers are governed, how public appraisers work, and whether or not public appraisers need to obtain a license. It's important that your public appraiser has the competence, the right education (for example, any relevant roofing or restoration certification) and the experience to handle all aspects of your insurance claim. Read on to discover everything you need to know about licenses, fees and information from public appraisers in each state. North Carolina AAA public appraisers will even recommend a mitigation company to help you with your loss.
If you have more questions or need help finding a public appraiser with experience in your area, send us a message. Robert is a UP volunteer and authorized public adjuster based in the San Francisco Bay Area with Crown Adjusting, LLC.